Long Island Hard Money Loans

Reliable Hard Money Loans for Long Island Real Estate Investors

Close in Days. Not Weeks.

Close in days with a direct Long Island hard money lender who knows Nassau and Suffolk inside and out. Whether you need fix & flip funding, fix & hold (Brrr) funding, bridge funding, rehab financing or our newer investor loan, we deliver speed, flexibility, and local expertise.


What Makes Us Different?

  • Private Funds: We’re Long Islanders funding Long Island real estate investors.

  • Same-Day Pre-Approval: Get a pre-approval in minutes.

  • Fast Funding: From application to funded in days, not weeks.

  • Direct Lender: We’re not brokers. We lend our own funds.

  • Asset-Based Lending: We focus on the deal. Not your credit.

  • We’re Local: Long Island’s Most Focused Private Lender


We Fund Long Island Real EState Projects

Rehab Loans

Funds are released in one lump sum or stages as construction milestones are met.

Fix & Flip Loans

Short-term financing covering purchase price and up to 100% of rehab costs for Long Island properties. Perfect for investors targeting Valley Stream to Montauk Point and Elmont to Green Point.

Newer Investor Funding

A co-pilot as you ramp up your real estate investment business.

Bridge Loans

Quick capital to bridge the gap between buying and selling properties—ideal for competitive Long Island markets.

Fix & Hold (BRRR)

Short-term financing for investors who purchase properties to rehab and hold as rentals


Commercial Property Loans

Financing for mixed-use, retail, office, and industrial spaces in Nassau & Suffolk Counties.

Our Loan Paramters

  • Loan Amounts: $100,000 to $1M

  • Monthly Interest Only Payments

  • 12 Month Term (Minimum 4 months option for a 1 Month Wholetail Minimum)

  • 1-4 Family Homes

  • No additional fees EVER

Where We Lend.

We serve all of Long Island, including:

Nassau County: Garden City, Hempstead, Freeport, Amityville, Hicksville, Mineola, Glen Cove


Suffolk County: Huntington, Smithtown, Stony Brook, Medford, Port Jefferson, The Hamptons (East Hampton, Southampton, Water Mill, Bridgehampton, Montauk)  

ANY HOME East of Queens and Brooklyn.

“We’re Long Islanders. We fund long island real estate projects. For Long Island real estate investors.”

— Michael DeAngelis, Founder | Equiquest Hard Money

Why Equiquest

  • Lightning Fast Speed: Fast funds, Close in days, not weeks. Same-day pre-approval available.  Forget about the cumbersome bank process and see how the hassle-free convenience of our asset-based approach saves time and money

  • Creative Solutions: Because we have completely private funds, we can provide unique lending options to close deals others can’t.

  • Local Expertise: We understand Long Island’s permitting processes, neighborhood nuances, and property values.

  • Small & Local: We’re small, local, and we care about Long Island & Long Islanders. 

  • Direct Lending: 100% Long Island Private Money. We control the funds—no delays.

  • Flexible Underwriting: Asset-based lending means we prioritize the property’s value and potential.  We bring deep financial insight to your deal.

  • Partnership Approach: We work with you as a trusted advisor, not just a lender.

  • Long Island knowledge: A trusted co-pilot from Long Island’s most focused private lender.